Terms of Service

Last updated: October 17, 2026

These terms govern the GuruAudit service, operated by Bran (individual), Hong Kong SAR, China. By accessing or using the site, you agree to these terms; otherwise, please stop using it.

1. Service

GuruAudit is a subscription analytics tool that tracks market commentary posted publicly by third parties and measures how it performed against later market prices. The service is in early access, which is offered by email; Pro billing starts when early access opens to the public. Where a Free tier is available, it provides limited access to public track records. Paid features are offered under the Pro plan described on the pricing page.

2. Impersonal research design

GuruAudit provides the same generally available information to every user and does not tailor content to anyone's assets, holdings, income, objectives, risk tolerance, or trading history. The site does not create an adviser-client, broker-client, fiduciary, or similar relationship. GuruAudit does not perform suitability reviews, manage or monitor individual portfolios, manage funds, accept orders, or execute trades, and is not a broker, dealer, or investment adviser.

3. No advice or return promise

The site does not provide financial, investment, tax, or legal advice. Information is for informational and educational purposes only and is not a recommendation to buy, sell, or hold any security. Historical accuracy, price moves, and track records describe limited historical conditions; they are not return guarantees, predictions of future performance, or promises that following any commentary will be profitable. Past performance does not guarantee future results. Market data and automated analysis may be delayed, incomplete, or wrong.

4. Accounts

Accounts, once opened, use passwordless email sign-in links that expire after 15 minutes. You are responsible for activity under your account and for keeping your email access secure.

5. Subscriptions, billing, and automatic renewal

• Plans and prices. Pro costs US$29 per month or US$249 per year, in US dollars. Applicable taxes may be added at checkout.
• Payment processing. Payments are processed by Stripe. By subscribing you authorize us, through Stripe, to charge your payment method.
• Automatic renewal. Your subscription renews automatically at the end of each billing period (monthly or yearly) for the same period, and your payment method is charged, until you cancel.
• Cancellation. You may cancel at any time from your account. Cancellation takes effect at the end of the current paid period; you keep access until then and are not charged again.
• Price changes. We may change prices. We will notify you by email at least 30 days before a change affects your next renewal. If you do not want the new price, cancel before the renewal date; continuing after that date means you accept the new price.
• Refunds. Governed by the Refund & Cancellation Policy, which provides a 7-day refund on the first subscription payment on request and otherwise no partial-period refunds.
• Failed payments. If a payment fails, we may retry it or suspend Pro access until payment succeeds.

6. Research sources and intellectual property

GuruAudit creates derived analysis from public sources and aims to provide the author, date, and source link. The GuruAudit name, interface, and original analysis belong to their respective rights holders; source content, trademarks, and likenesses of the people whose public posts are analyzed remain with their respective owners. If you are a rights holder or an author of analyzed commentary and want content reviewed or removed, email guruaudit.team@gmail.com.

7. Acceptable use

Do not use the site for unlawful, fraudulent, infringing, or market-manipulative activity; disrupt its security or infrastructure; bulk-extract, republish, or resell site content without permission; share paid access with others; or impersonate GuruAudit or others.

8. As-is service and limits

The site is provided as-is and may be interrupted, incomplete, or corrected. To the fullest extent allowed by applicable law, GuruAudit disclaims indirect, incidental, special, and consequential damages arising from reliance on site content, without excluding liability that cannot legally be excluded.

9. Changes and contact

We will update the revision date above when these terms change and will publish material changes before they take effect. Questions may be sent to guruaudit.team@gmail.com.

10. Operator, governing law, and venue

The site is operated by Bran (individual), Hong Kong SAR, China. These terms are governed by the laws of the Hong Kong SAR, and disputes arising from these terms or the site are subject to the courts of the Hong Kong SAR. This section does not remove rights that the law where you live gives you and that cannot be waived by agreement.